us now if you wish to take part in saving for
the next hajj trip. There is NO interest and
NO added charge for taking part. For example,
from now until November (at the time of writing, March 09),
there are 8 months remaining. If you are choosing
our package, for these 8 months, you can
make 8 consecutive deposits of �280 (once a month
into our bank account, notifying us of when you have
done so, we will keep a record of this (please keep
all bank receipts!)). This would total in the 2199,
with a bit of spare change left over! (That's as
little as �70/week, just over �10 /day) which could
make saving for hajj a whole lot easier.
For many Hajj can be an expensive trip
even if it is a once in a lifetime trip. This is why it is
so important to plan well ahead financially. If you are
careful with your finances and perhaps give up some material
comforts, you can easily save enough money to cover all the
costs involved in Hajj.
For example giving up cigarettes for a year, depending on
how much you smoke can save you up to �1000 a year as well
as your health, which is a gift from Allah. Other comforts
including chocolate, newspapers or even holidays can be put
aside for just one year of your life to be replaced by a
once in a lifetime journey.
Islam prescribes that all financially and physically
capable Muslims perform a pilgrimage to Makkah once in a
lifetime. Besides commanding his/her companions to perform
it, the Prophet (Salla Allahu Alayhi wa Sallam) advised them
to prepare for it (including finances), and taught them the
specific way in which each of the rituals involved was to be
Muslims prepare for it as if they were leaving this world
altogether. First, they have to pay off their debts
including the zakat due on their wealth; to return whatever
was given them in trust; and have enough savings to bear the
expenses of the journey (such as travel, Hajj tax, and
lodging) and the sacrifice (of an animal). Besides this,
they also have to provide for their families and dependents
during their absence. They must have earned and saved enough
to cover these expenses. No Hajj is valid if it is performed
"on credit." Every Muslim must make Hajj a priority and plan
to perform it as soon as possible at least once in a
If a person plans to perform Hajj in 2 years, assuming
Hajj costs today of �2.000 per person, then the person needs
to put aside and invest �2.70 per day or invest annually
�1000, quarterly �250 or monthly �82. The intending pilgrim
may consider investing little more than these amounts to
cover rising costs or lower investment return. For a husband
and wife, simply multiply these amounts by two.
As Muslims are strongly discouraged to incur debt, this
approach of savings, investing and spending on future needs
can also be used for other purposes such as saving for a
car, college education, child's marriage, and Umrah.
It is wise to begin saving early and as such we at Easy
Hajj have set up a saving scheme on behalf of our customers.
Through weekly, monthly or even quarterly instalments by
standing order or direct debit, pilgrims can build up their
Hajj fund with Easy Hajj.